Q. What makes Payroll Giving so easy?
A. You only need to complete a single form to start your donation; everything else is done for you.
Q. Is Payroll Giving tax efficient?
A. Yes, your donation comes straight from your pay before income tax, which means the charity gets the benefit of the tax straight away. Example of how much a donation actually costs you:
|Employee Pledges||Cost to Standard
|Cost to Higher
|Cost to Super
|£7.50 per month||£6.00||£4.50||£4.13|
|£10.00 per month||£8.00||£6.00||£5.50|
|£15.00 per month||£12.00||£9.00||£8.25|
|£20.00 per month||£16.00||£12.00||£11.00|
Q. Can I give to more than one charity?
A. Yes, you can add several charities to this form and you can always complete a second form should you need to.
Q. What happens next?
A. Once deducted from your salary, your donation will be passed in full to the HM Revenue & Customs approved agency your employer is contracted with who is responsible for disbursing monies to the relevant beneficiaries per your instructions. At this stage, there is a small fee payable dependent on the agency (the agency receives this, not StC Payroll Giving - details available on request). In many cases your employer will cover the cost.
Q. Is it easy to cancel my donation?
A. Yes, just contact your payroll department and they will be happy to stop the deductions.
Q. What if I have more questions about my donation?
A. Call our team on 01227 361 960 or email email@example.com
Q. What is a CAF Charity Account?
A. CAF Charity Account, allows you to put money aside to donate to any charity, allowing flexibility to establish standing orders, to direct your donations to your chosen charity along with the ability to make one off payments. You can decide how and when you choose to support the causes you care about, for example making a one-off donation to a major emergency or making regular donations to help charities close to you. Open a CAF Charity Account with a minimum of £10 each month for one year, or a one-off payment of £100.
Q. Are there any administration fees?
Some employers will pay the administration fee on your behalf - please check directly with your employer if they offer this.
if not the administration fee will be taken off your donation by the agency that processes your donation, the amount taken varies between agencies:
Charities Aid Foundation (CAF) deduct 4% of your donation per pay period.
Charities Trust (CT) and Charitable Giving (CG) deduct 25p per month per donor per month.
Please check with your employer which agency they use, or contact us on 01227 361960 and we may be able to find out for you.